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Differences Between Vandalism and Burglary Insurance Claims


In order to understand the difference between vandalism and burglary, we must look at the definition of the two words. Vandalism is deliberately causing damage to someone else's property, and burglary is breaking and entering with the purpose to commit a crime of theft.

Burglar Breaking Into HouseSomeone who vandalizes homes, businesses and other buildings may not even break in; however, the crime is generally still punished as a theft crime depending upon the value of the damage.

Even if a vandal doesn't break into a home, they could still do a lot of damage to the outside of the home or property. Vandalism includes graffiti to the outside of the residence, tagging with a gang affiliation, broken windows to a home, damage to vehicles on the property, or any other type of destructive conduct.

Once vandalism occurs to your home and you turn in a Texas vandalism insurance claim, your insurance adjuster may wonder if the vandalism really occurred and if proof of the destruction - such as broken windows, graffiti or other damage - can be provided. This is why it is extremely important to file a police report. It is also critical to contact a vandalism lawyer or property claim attorney to help you with your insurance claim immediately.

An experienced Texas insurance litigation lawyer at the Voss Law Firm will be able to answer your questions regarding your vandalism claim in a free legal consultation, and will help you file the correct forms and negotiate with your insurance company in order to get you the best recovery possible. Call the Voss Law Firm at 888-614-7730 today, and request attorney Bill Voss's book: Disputes With Your Insurance Company - What All Consumers Need to Know.

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