A: The life insurance policy is a separate issue from the wrongful death. If you have lost a loved one due to the fault or negligence of another, that person or company should pay you much more than the life insurance policy. Depending on the policy language, the life insurance policy may have a right to reimbursement from your claim. Your attorney will be able to approximate the value of your claim after hearing the specific circumstances of your case, and also tell you whether any funds awarded in a wrongful death claim would have to be remitted to the life insurance company.
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