When we think of residential water damage, we may at first think about dramatic ways that water enters the home: hurricanes, floods, and burst water mains. However, many water damage home insurance claims involve slow leaks that wreak havoc to your home over days, weeks, and months. Below, read about five common types of water damage causes; be sure to look for these issues in your own home.
- Toilet seal leaks – If your toilet wobbles or if you smell sewage in your home, you may have a toilet seal leak, either due to damage or improper installation. Toilet seal leaks can cause waste and gas to leak into your home, causing a serious health risk.
- Leaking washing machine hose – Your washing machine hose wasn’t built to last forever—and they can take a beating over the years, especially with a high-use washer. Because of its location, these leaks can go unnoticed until significant damage has taken place.
- Tub and shower leaks – One small crack in your grout or caulking could mean thousands in water damage repairs. Once water gets into these areas, the problem can quickly worsen—and your insurance may not cover the damage.
- Roof leaks – Are you starting to see discolored spots on your ceilings? Or curling shingles on your roof? You may have a leak that is causing damage to the very structure of your home.
- Hot water tank leaks – How often do you check the area surrounding your hot water tank? Because this appliance is often in an out-of-the-way place, a leak caused by age or rust can go unnoticed for far too long. Service and replace your hot water tank as needed.
The types of water damage that your home insurance policy covers varies, and it is vital that you are familiar with your policy. If your water damage home insurance claim has been wrongfully denied, delayed, or underpaid, you may wish to speak with one of our residential insurance attorneys. Call The Voss Law Firm today: 888-614-7730.
