Almost one year after Tropical Storm Irene hit followed by Tropical Storm Lee, our nation is gearing up for the beginning of 2012’s tropical storm and hurricane season. However, many people are still suffering the damages that last year’s tropical storms brought. Some are rebuilding their homes and businesses that were destroyed, and others are still fighting the insurance companies for adequate claim coverage.
As Texas insurance litigation lawyers, we have seen so much devastation from hurricanes and tropical storms that we want to make sure you are protected. In order to be adequately protected, you have to get in shape.
Is your home in shape for 2012’s tropical storm and hurricane season?
No one ever thinks a storm will cause serious damage to his or her home or property, until it does. Unfortunately, insurance companies will not let you apply for coverage once there is a storm warning in place, as they know the risks that high winds and flying debris can cause. This is why it is important to get coverage before a storm approaches.
There are many things homeowners can do to get their homes in shape for hurricane and tropical storm season. By preparing in advance, homeowners won’t be left unprepared. Some things you can do in advance include:
- Make sure you have the proper homeowner’s insurance coverage or a separate hurricane insurance policy.
- Hire a licensed contractor or roofer to inspect your roof for damage and loose tiles or shingles.
- Consider hiring a professional to install hurricane straps on your roof.
- Buy impact-glass doors and windows and hurricane-resistant window shutters and door coverings to protect your home.
- Consider having plywood on hand to put over windows and doors in emergency situations.
- Inspect the outside of your home for any holes, and caulk any holes you find. Clean out gutters and trim trees so nothing is hitting or brushing up against the outside of your home.
- Develop an evacuation plan.
Getting your home hurricane and tropical storm ready can take time, so start early to make sure you and your family are prepared, protected and in shape for this year’s storm season.
Unfortunately, no amount of planning can completely protect your home from severe tropical storms. If you suffered losses in a hurricane or tropical storm, do yourself a favor and talk with a skilled Texas insurance claim attorney before dealing with the insurance company on your own. To learn more about getting the maximum compensation, call the Voss Law Firm for a free consultation today at 888-614-7730, and also request your free copy of our book, Disputes With Your Insurance Company – What All Consumers Need to Know.
