For example, you may have $500 in your account and know that your deposit of $1,000 should hit in a few days, so you write some checks to pay certain bills and you make some minor purchases. You may have been very strategic about what checks you wrote and what and when you bought things so that you didn’t spend more than you had. However, what if the bank held your deposit and applied all your debits and checks first? Or, what if they debited out your highest transactions first instead of processing them in the order they came in?
This is the reality that some people, including some soldiers, are facing in Texas. They are trying to fight back against the bank’s deceptive practices in a Fort Hood soldiers’ class-action lawsuit. These banks include Fort Hood National Bank, First National Bank of Texas, First Convenience Bank and First Community Bank.
However, these banks are not unique. Many other banks have participated in these deceptive practices and have charged customers excessive overdraft fees. Because banks have been hit hard in the recession, they are trying to make money at their customers’ expense by participating in unfair and unethical practices.
If you feel like you have been taken advantage of by your bank or have been charged overdraft fees that you believe are not fair, you should call a bank fraud lawyer at the Voss Law Firm at 888-614-7730 to speak with an experienced fraud litigation attorney in a free consultation today.
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Tina
05/24/2012 01:04 AM
I opened the account for direct deposit for a job but didn't stay at the employer and really didn't use the account. An online fax company tried to debit my account and each time they tried the bank charged me $2 and once the account became negative they began charging me $2.49 a day for the negative balance.Checked it today and noticed all these transactions, which started in February and continue until the end of April, at which point they charged me a $49 recovery fee and then credited the account with an Automated Charged-Off Credit.
bank fraud attorney
06/01/2012 09:30 PM
Such a stunning amd great experience to read about these bank fraud claims and bank fraud lawyers from this post. These activities should everybody to tell them what is happening around them.
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