If your business was damaged by Superstorm Sandy, this may be an overwhelming and stressful time. The best thing you can do is to understand your commercial insurance policy and be well informed about the insurance claim process.
You will want to file an insurance claim for damages, losses, and business interruption. However, before you quickly rush to file a claim, you need to do several things first that could help your chances of receiving the fullest claim payout, including:
- Read your insurance policy – it is important to understand what you are covered for. By being aware of your benefits and rights under your insurance policy, you may be able to get a better recovery than what the insurance company will want to give you.
- Document your damages and losses – it is critical that if your business suffered physical damages that you take pictures and document everything that is damaged including supplies, equipment, and property damages. You will then need to report your claim to the insurance company. Make sure you write down who you spoke with and your claim number. It is in your best interest to make sure you document everything during each step of the claims process.
- Talk with a commercial insurance lawyer – don’t just rely on the insurance company to handle your claim. Insurers want to get away with paying you the lowest possible amount. This is why insurance claim attorneys can help you understand what your claim may be worth and help you get all you are entitled to under your business interruption policy.
For help with your Connecticut commercial insurance claim after Sandy, call the Voss Law Firm today at 888-614-7730 for a free consultation with one of our skilled insurance claim lawyers.