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Dallas Police Officer Allegedly Files False Insurance Claims

Posted on Dec 14, 2013

A Dallas police officer will be disciplined and possibly fired after an investigation has revealed that he has filed a number of fraudulent insurance claims in recent years. The officer, Cortenay Howard, will attend a hearing with Police Chief David Brown regarding the results of the investigation and the department’s disciplinary actions.

According to local news reports including the Dallas News, Howard has been a police officer for over a decade. In the last five years, however, he has filed a large number of insurance claims with multiple insurance companies, garnering the attention of the National Insurance Crime Bureau.

Here are some of the claims filed:

  • In 2008, he filed an insurance claim after someone vandalized his personal vehicle.
  • In 2008, he filed an insurance claim after a motorcycle accident.
  • In 2010, he filed an insurance claim that his car had been burglarized, but he dropped the claim when he was asked to make a statement under oath.
  • In 2011, he filed an insurance claim that his car had been stolen. He again dropped the claim when he was asked to testify under oath.
  • In 2012, he successfully filed a hail damage claim for a different vehicle and was paid over $4,000.
  • In 2012, he successfully filed a claim that his car had been burglarized and that an engagement ring was stolen. He was paid almost $2,000.
  • In 2012, he filed a hail damage claim days after taking out a policy on one of his vehicles. This claim was found to be fraudulent and Howard dropped the claim.
  • In 2012, he filed a water damage claim for his apartment, asking over $1,000 for his damaged television set. Again, insurance investigators believed the claim to be false and Howard soon dropped the claim. 

During these years, Howard faced serious financial troubles. He lost his house to foreclosure and the IRS filed a lien against him for $49,000.

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