The recent tornado event was possibly the longest tornado in US History! Our thoughts and prayers go out to all of those impacted by last weekend’s catastrophic multistate tornado event, that hit Arkansas, Missouri, Tennessee, Kentucky, Illinois and Mississippi. We are thankful for all first responders, working around the clock in the recovery efforts.
It was reported that over 30 tornados hit the ground. CNN reports that “A stretch of more than 250 miles from Arkansas to Kentucky might have been hit by one violent, long-track twister, CNN meteorologists say.” The New York Times provided a tornado map of the region, as seen below:
These tornados ranged in intensity rating from an F1-F3. Note: the rating scale listed below is according to The National Weather Service.
We experienced our own F3 tornado here in Texas, when a tornado struck Dallas, Texas, on October 20, 2019. This Dallas tornado caused over 1.5 billion in damage and made it the costliest tornado in Texas History. However, the Dallas tornado of 2019 did not have the extreme loss of life that this December 2021 multistate tornado event caused.
No doubt, the recovery efforts will last for sometime, as the loss of life number continues to grow. The saving of lives is the first priority after an event like this, and so it should be. The preservation of life is the next priority as many people in the region are without electricity in the winter conditions.
Insurance claims of damaged properties will soon follow. The estimates have not yet been stated on what the economic impact to the region will be, but it will surely be in the billions.
We have published several earlier blogs on the insurance process, specifically as it relates to tornado damage: including recovery losses for tornado damage to zoos and animal parks, commercial tornado damage, maximizing a tornado insurance claim. However, this December 2021 multistate tornado event is the most widespread tornado event that we have seen in The United States, in recent history.
As reported on in earlier VLF blogs, when there is a catastrophic event of this magnitude, sometimes insurance companies will try to mitigate their losses by certain time tested tactics.
A good policyholder attorney will hold the carrier’s feet to the fire when claims arise. It is well documented that insurance carriers can sometimes implement various tactics when trying to lessen their financial exposure to claims, including: underpayment, denial, and the delay of claims. This is no surprise, given the record number of increasing weather events in the last several years (as documented in earlier VLF blogs).
This is why it is important to consult with a reputable policyholder attorney when filing a claim, and especially if your claim has been denied, delayed, or underpaid.
The Voss Law Firm, P.C. has been protecting policyholder’s rights for the past sixteen years, recovering billions of dollars in settlements for our clients.
Feel free to call, or email today for a free consultation on your file.
We are 100% contingency fee based. No recovery, no fee.
Todd Farr - Director of Client Relations.