Many areas throughout the Western and Southern regions of the United States are especially prone to high winds, but there are many different types of wind-related weather events that may be common in any particular region. Derechos, downbursts, straight-line winds, and other types of storms may go by special meteorological names, but they all involve strong or violent winds—and they can happen almost anywhere. Learn more about the different kinds of high winds.
Although usually less severe than the winds that accompany hurricanes or tornadoes, these kinds of high winds can still be very destructive and very costly. Strong winds rarely topple buildings or completely level properties, but that doesn’t make it any easier for property owners who have suffered unexpected losses in a storm. Property owners may be looking at a range of damages after high winds, including:
- Damaged roofing
- Broken windows
- Damage to siding and exteriors
- Damaged vehicles
- Damaged HVAC systems, pipes, and skylights
- Damage to outbuildings
If your property has suffered from wind damage, don’t allow complications with your insurance claim keep you from recovering fully from your property losses. Speak with the attorneys at the Voss Law Firm at 1-888-614-7730 today for experienced help asserting your policyholder rights.
Common Difficulties With Wind Insurance Claims
It may seem like a simple process to file a claim for lost shingles or a few broken windows, and sometimes it is. However, many property owners instead find themselves struggling to get a fair settlement from the insurance company. They may run into a number of potential problems with windstorm insurance claims, such as:
- Claims that the property damage existed prior to the high winds.
- Claims that problems with maintenance led to the damage.
- Disagreements over repair and replacement costs.
- Claim denials and coverage surprises.
- Overlooking less severe or deeper damages while assessing the most obvious losses.
- Claims that involve multiple parties and insurance companies.
- Rushed or incomplete assessments and estimates.
- Unfair delays in resolution of a claim.
- Underpayments for wind losses.
Unfortunately, while these issues are fairly common, these kinds of problems are often used as excuses for the insurance company to deny legitimate wind-loss claims. However, that doesn’t mean you have to give up or accept less than your claim in worth. An experienced policyholder attorney can help you fight back against the insurance company if you feel you’ve been treated unfairly or your rights have been violated.
An Experienced Policyholder Attorney Can Help You Resolve Difficult Wind Insurance Claims
If you’ve only suffered fairly minor losses in a windstorm, you may not need any help with your insurance claim. However, if you’ve suffered extreme losses or are running into trouble getting the results you need, it’s important to understand that you have rights as a policyholder—and an experienced attorney can help make sure that you are treated fairly and able to account for all losses.
An attorney who is experienced with policyholder claims can help you:
- Avoid common mistakes and hassles.
- Get clear answers and explanations.
- Understand which damages may be claimed under your coverage.
- Maximize your recovery.
- Get appropriate assessments, estimates, and documentation.
- Negotiate with the insurance company and handle concerns.
- Account appropriately for unique needs and considerations.
- Prioritize temporary and long-term recovery efforts.
For more information, or to schedule a free case review to discuss your concerns, contact the Voss Law Firm today at 1-888-614-7730.