High wind speeds, straight-line winds, and unexpected windstorms affect farms every year, and the aftermath can be shocking. Strong winds can level planted fields and cause destruction across an agricultural property, and the price tag on recovery can threaten family farms and larger commercial farms, alike. Unfortunately, although agricultural damages can be extensive, insurance companies aren’t always ready to recognize and pay for the full cost of wind-related losses.
How Wind Destroys Crops
Crop damage from windstorms is often easy to see, but difficult to assess and predict. Windstorms wreak complicated havoc on plants and fields, leaving:
- Uprooted trees and field crops. Lost trees and crops can be a huge expense on their own, but uprooted trees and loose branches also cause expensive damage when they are blown onto roofs, farm equipment, and structures.
- Bent or broken plants. Wind-flattened fields are sometimes the most obvious and striking damage from a windstorm, and they often represent huge crop losses. Even if a portion of the crop recovers, there are concerns about disease and fungal growth on plants that were bent to the ground for a significant period of time.
- Plants damaged by blowing dirt, sand, and debris. A severe windstorm can toss soil, sand, and larger objects at incredible speeds, causing severe damage to plants in the field.
How Wind Damage Affect Other Farm Property
Beyond crop damage, farms may also deal with structural damage, business losses, and equipment damage after a serious windstorm. Even agricultural businesses based around livestock or other farm products can be affected. The full-picture of farm losses is often minimized by insurance companies hoping to pay out as little as possible for windstorm claims, but every expense matters for affected policyholders and impacts the future of their farms.
Get Help With a Claim for Agricultural Wind Damage
Your agricultural business depends on its insurance coverage after a windstorm, but you may face a fight to get what you truly deserve from your claim. Our experienced policyholder attorneys have helped commercial and family farms across the nation maximize windstorm claims, and we would be happy to answer your questions and discuss your concerns. Simply give us a call today, or take a moment to learn more about your policyholder rights by requesting your free copy of our informative book, Understanding Agricultural Insurance Claims.