Windstorms aren’t always associated with tornados or hurricanes, but they are still severe-weather events—and the damage from the gusts and gales accompanying a thunderstorm can be just as serious. Although most industrial buildings are built to stay standing through all kinds of weather conditions, a severe windstorm can quickly create serious roof damage, structural collapses, power outages, and other costly damages to industrial properties. And, unfortunately, insurance companies aren’t always quick to pay these kinds of claims.
Obvious Windstorm Damages Can Mask Less Obvious Damages
Large losses related to wind damage are usually obvious, and insurance companies may readily pay for a collapsed roof or punctured wall. However, there may be additional damages and costs for the industrial property that are more difficult to negotiate and may be missed by the adjusters or contractors working for the insurer. Although these smaller damages may quickly add up to a large percentage of the recovery expense after a windstorm, insurance companies may minimize or refuse to cover these losses.
Owners of Industrial Properties May Have to Fight
To Be Accurately Paid for Windstorm Losses
It’s not uncommon for insurance companies to only pay for the costs of repair when a replacement is truly called for or entirely ignore the costs of smaller issues that can become big problems later on. In some cases, insurers may even blame the extent of the damage on structural faults or policyholder oversights. While policyholders may recognize that the insurance company’s offer won’t cover the true expense of recovery, many just simply aren’t sure how to assert their rights, confront complications, or prove that the insurance company has unvalued their claims.
Owners of industrial properties may struggle for months or years to secure a fair resolution from their insurance companies, but help is available. If you are ready to take action and start taking control of your industrial insurance claim, reach out to our experienced policyholder attorneys by phone, or take a moment to complete the contact form on this page with more details about your concerns.