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Life Insurance Claim Lawyers Providing Comprehensive Free Legal Information on Life Insurance Coverage Disputes

The Voss Law Firm, P.C. provides free confidential consultations to all new Clients. Please feel free to call the number listed at the top of the page, or simply fill out the contact form here and one of our qualified life insurance claim lawyers will call you back within 30 minutes.

For many people, a life insurance policy gives peace of mind that loved ones will be taken care of financially. However, some life insurance companies try to avoid large life insurance payouts by abusing and misusing contestability clauses in life insurance contracts.

What Is A Contestability Clause?

When a person purchases a life insurance policy, there is a two-year time window after the policy goes into effect during which the insurer can investigate and/or contest life insurance claims. After the initial two years, insurance companies are not allowed to deny life insurance claims unless the insured specifically violates terms of the contract. The contestability period exists to prevent people from committing insurance fraud by lying about a medical condition or medical history simply to receive approval. Once the contestability period ends, insurers must pay out on valid life insurance claims..

How Do Insurance Companies Misuse Contestability Clauses?

In an effort to mitigate payouts, some life insurance companies unfairly contest and deny life insurance claims alleging the insured deceptively misled the insurer in order to obtain a policy. Insurance companies sometimes deny life insurance claims without citing any evidence of insurance fraud. This practice of wrongfully denying rightful life insurance claims within the contestability period is wrong, and beneficiaries have a right to take legal action to obtain the funds they are owed under the terms of the policy.

What To Do If Your Life Insurance Claim Is Contested

life insurance claim lawyersIf you are the beneficiary of a life insurance claim and your claim is contested, you need to immediately contact a life insurance contestability attorney. Not all insurance companies are forthright about conducting investigations, so if your claim is being delayed, this could be sign the company is preparing to contest and/or deny your claim. Speak to one of our experienced life insurance claim lawyers as early in the process as possible to help protect your policy and your financial future.

Life Insurance Claim Lawyers For Wrongfully Denied Claims

Dealing with the loss of a loved one is difficult enough, but dealing with insurance companies operating in bad faith can seem impossible. The experienced life insurance lawyers at The Voss Law Firm, P.C. have successfully fought for the rights of policyholders across the country. If you believe your life insurance claim is being wrongly contested, or if the claim is delayed or outright denied, our life insurance claim lawyers can help you get the compensation you are entitled to under the policy.

If No Recovery No Fee Guarenteed

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

"Your business is very important to us - we truly appreciate the opportunity to serve you."
The Voss Law Firm, P.C. is headquartered in The Woodlands, Texas where we base our operations focusing on helping policyholders throughout the globe. Our insurance claim attorneys aggressively serve our clients with passion and integrity. Attorney Bill Voss is focused on helping individuals and business owners resolve their property insurance disputes with the passion his clients deserve during such a stressful time in their lives.

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