Toll-Free: 1-888-614-7730
Phone: (281) 842-8679
Toll Free: 1-888-614-7730

Whether you have been affected by a house fire, an electrical fire, a wildfire, or another blaze, you depend on your insurance coverage to help you recover and start getting back to normal. Unfortunately, some policyholders run into difficulty when submitting claims for fire losses, and they give up on their hopes for a fair recovery. While it is possible to fight back when the insurance company isn’t playing fair, many policyholders are not well informed about their rights or how to maximize their claims.

Do you need help? If your insurance claim for fire losses has been unfairly delayed, denied, or underpaid, you can get help by reaching out the experienced policyholder attorneys with the Voss Law Firm today at 1-888-614-7730.


If your home or business was damaged or destroyed during a fire then you probably have questions about the insurance claim process. Below are some of the questions we get most often when families and business owners are starting the claims process. If you have further questions give us a call at 1-888-614-7730.

All FAQs
QWhat Should I Know About Partial Loss Claims for Fire Damage?
When a residential structural fire causes damage to your home, it can be a very trying time. If the fire didn't destroy the entire home but damaged only part of it, there are some insurance claim issues that can arise during the claims process. Some of the things you should be aware of include... learn more
QWho Will Pay for the Damage After a Condo Fire?
Ultimately, it depends on the insurance policies that cover fire damage to your condo, but this can sometimes be difficult to determine. Damage to condos is generally covered by a number of overlapping policies with different policyholders. Some types of damage may be covered by... learn more
QWho Is Responsible for an Apartment Structural Fire?
When it comes to fault, insurance claims, and repairs, an apartment structural fire can be much more complex and confusing than other commercial property fires. Why? Because both the landlord and the tenant likely have responsibilities and insurance coverage. The most important question to ask is... learn more
QDoes My Business Insurance Cover Damage Caused by Fire?
Yes, the majority of commercial insurance policies cover peril by fire. If your property was damaged by a strip mall structural fire, it is likely that you can file a fire insurance claim with your insurance company and rebuild. However, it is critical to note that all insurance policies... learn more
QHow Can I Keep the Insurance Company From Undervaluing My Claim for Fire Losses?
When a fire damages a building you own, the potential for financial loss is great. With so much money on the line, you cannot afford to sit and wait for the insurance company to evaluate your claim and then potentially undervalue or completely deny it. Luckily, when you hire... learn more

Tips for Handling a Commercial Insurance Claim After Fire Damage

We have created numerous videos designed to help you understand more about the law and your case. To discuss your case, contact The Voss Law Firm, P.C. toll free at 866-276-6179.

Learn More All Free Videos

Experienced Fire Insurance Claim Lawyers Protecting Your Policyholder Rights

Fire is a powerful and destructive force that can gut homes and reduce property to ash. Unfortunately, fires are also a common—and costly—source of loss across the United States. According to the National Fire Protection Association (NFPA), fires were responsible for an estimated $11.6 billion in direct property loss in 2014 alone.

Although not every fire is responsible for total loss, even small fires can leave a costly mess—and the costs of recovery go up as the severity of the blaze increases. In the aftermath of a fire, policyholders generally hope to recoup their losses by submitting fire insurance claims. However, the process isn’t always as easy or fair as it should be. If you are concerned about an insurance claim for fire losses, or if you believe that your claim has been unfairly denied, we encourage you to contact our experienced fire insurance claim lawyers today at 1-888-614-7730 to start investigating your rights.

The Costs of Property Losses in a Fire

The direct damage from a fire may be the most obvious, but it isn’t the only factor for loss in a serious blaze. The costs for recovering, repairing, and restoring after a fire often add up to thousands of dollars, including losses from:

  • Direct fire damage

  • Melting and warping from the intense heat created

  • Window damage and broken glass

  • Water and mold from fighting the fire

  • Smoke and soot damage

  • Difficult-to-assess damages that affect HVAC systems, plumbing, electronics, wiring, etc.

  • Uncertain long-term effects of seemingly surface damage

  • Loss of paperwork, interiors, and belongings

Obviously, fire damage can be quite extensive. Because the heat, smoke, soot, and water left after fires can reach so many “hidden” places, it is extremely important for policyholders to get a careful and thorough assessment of their losses from trusted professionals. If an assessment of losses is rushed or doesn’t dig deep enough to uncover the full extent of damages, policyholders are at risk of accepting less than their claims are worth—leaving them to pay the costs out of pocket later when fire-later problems are uncovered or have gotten worse.

Potential Challenges to Resolving Insurance Claims for Fire Losses

While insurance coverage can provide needed relief after a fire, there are many potential issues with resolving fire insurance claims. Some policyholders run into serious challenges during the claims process, including:

  • Long delays in resolving claims

  • Underpayments that don’t cover all losses

  • Surprises in coverage and policy language

  • Disagreements about repair and replacement costs

Policyholders may also be dismayed to find out that their insurance coverage varies depending on the source of the fire. For example, depending on the details of the policy, insurance companies may have different rules for damage caused by wildfires, house fires, electrical fires, and fires in nearby buildings.

If you have been unable to get a fair resolution from your insurance company, or if you believe that the insurance company is not treating you fairly, don’t be afraid to get help. By speaking with one of the experienced fire insurance claim lawyerss with the Voss Law Firm, you will learn more about the law, your rights, and how to get the results you need.

Understanding Property Damage Claim Time Limits

How long does a policyholder have to file an insurance claim for fire damage? Although it’s a common question, it can be surprisingly difficult to answer. Find out more about the major factors that can affect time limits for filing a property damage claim.

When and Why to Speak With an Attorney About Fire Insurance Claims

Although it is possible to navigate fire insurance claims alone, an experienced attorney can be a valuable resource if problems come up. Unfortunately, many people are unaware of their policyholder rights and start seeking help after they’ve already…

  • Made mistakes that reduce the value of their insurance claims.
  • Failed to account for all fire-related losses.
  • Inadequately documented and assessed damages related to the fire.
  • Been offered far less than their fire-damage claims are worth.
  • Waited for months or years for a fair resolution to their claims.

Don’t wait until it’s too late to get help. No matter what problems you are facing, speaking with an attorney who is experienced with policyholder claims can help you…

  • Determine why you are having trouble with an insurance claim;
  • Maximize your claim and account for all losses;
  • Protect your rights and negotiate on your behalf; and
  • Make sure you are able to recover as soon as possible.

Contact Our Fire Insurance Claim Lawyers Today

texas fire insurance claim lawyersYou pay for the protection that your fire insurance provides, and you count on your insurance policy to cover your losses when the worst happens. If you are unable to get the resolution you need from your fire claim, or if you claim is unfairly denied, keep in mind that there are laws that protect your rights as a policyholder. For more information, or to set up a free case evaluation, speak to the policyholder attorneys with the Voss Law Firm today at 1-888-614-7730.

If No Recovery No Fee Guarenteed

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

"Your business is very important to us - we truly appreciate the opportunity to serve you."
The Voss Law Firm, P.C. is headquartered in The Woodlands, Texas where we base our operations focusing on helping policyholders throughout the globe. Our insurance claim attorneys aggressively serve our clients with passion and integrity. Attorney Bill Voss is focused on helping individuals and business owners resolve their property insurance disputes with the passion his clients deserve during such a stressful time in their lives.

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The Voss Law Firm, P.C.
  • 26619 Interstate 45 South
    The Woodlands, TX 77380
  • Phone: (281) 842-8679
  • Toll Free: 1-888-614-7730
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