Churches come in all shapes and sizes, and the insurance policies held by a small, independent church can be very different from those held by larger churches and different denominations. This is why the severe and sometimes obvious damage that is left by a tornado can become much more complicated for church policyholders than they might expect.
Difficulties in Resolving Church Insurance Claims for Tornado Damage
The details involved in resolving a church insurance claim for tornado losses mean that each claim is as unique as the congregation the church serves. But, even beyond the complicated technical details of filing an effective claim, church of all kinds can face additional stress and pressure because:
- It’s hard to go through the process of documenting devastating church losses. Whether you are dealing with moderate roof damage or the complete loss of a building, it can be hard to look at church losses. This is especially true when unique or valuable church features have been damaged in the tornado.
- It’s easy to feel helpless when insurance companies don’t play fairly after a catastrophe. Even though you pay your premiums faithfully and follow the instructions for filing a tornado claim, insurance companies sometimes unfairly delay, deny, and undervalue church insurance claims.
- Disputes with the insurance company can drain patience and church resources. When policyholders are unable to come to a satisfactory resolution of their claims, churches can sit for years without needed repairs. Sometimes, policyholders even give up trying to resolve their claims.
- It’s difficult to focus on insurance issues at a time when your congregation needs you the most. Tornados can devastate entire towns, and that is often when church leaders are most needed by their congregations. The immediate needs of the community often take priority over the demands of a difficult insurance claim.
An attorney who is experienced with church insurance claims can provide valuable help while your church recovers from severe tornado damage. Whether you need help arranging assessments, fighting for fair payments, or organizing an extensive recovery effort, our legal team can help. To start learning more about effectively navigating insurance claims for churches and other placed of worship, contact the Voss Law Firm directly by phone, or fill out the confidential contact form on this page.