After a tornado, homeowners begin the painful process of assessing the damage to their homes, taking inventory of the personal property they’ve lost, filling out endless paperwork, and submitting their insurance claims for property damage. The recovery process isn’t easy, but most homeowners follow the instructions they are given by their insurance companies and hope for the best. Unfortunately, that isn’t always enough.
While affected homeowners usually approach the insurance-negotiation process with the expectation that the insurance company is there to help, that assumption couldn’t be further from the truth. Residential policyholders should be aware that it is ultimately the insurance adjuster’s job to protect the company’s bottom line, and these large companies are often willing to cut corners or unfairly deny tornado claims at the expense of tornado victims.
Insurance Companies Cut Corners After
Large-Scale Tornado Damage
If a tornado is severe enough to cause destruction, then it is probably severe enough to affect an entire neighborhood, town, or region. This large-scale damage means that insurance companies could end up paying out a huge amount in damage claims, and it’s likely that they will work very hard to avoid paying out the maximum on each and every claim they process.
The insurance company employs experienced legal teams and highly trained adjusters who are prepared to limit how much the company must pay on claims, and homeowners who aren’t aware of their rights may accept whatever the company offers—even if it doesn’t cover the full costs of their losses. Additionally, extensive tornado damage can put pressure on adjusters, contractors, and other service providers in heavily affected regions, meaning that homeowners must also deal with potentially incomplete or rushed estimates that don’t give the full picture of their losses.
Don’t Wait Any Longer! Homeowners Can Get Help With
Denied or Underpaid Tornado Insurance Claims
Are you having trouble getting the help you need after a tornado has damaged your home? Start getting educated about your rights today, and consider joining the community of satisfied clients who have brought their concerns to our experienced policyholder attorneys. For more information, see our free book, Your Essential Guide to Residential Claims, or contact our team directly.