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Toll Free: 1-888-614-7730

Hurricanes are terrifying and destructive storms that leave a costly wake of property damage. Although many people carry insurance for hurricane losses, there are times when their recoveries are limited by problems with the insurance company. Unfair denials, mysterious delays, and underpayments are common issues for policyholders, and many are unaware that they have rights and can fight back against insurance companies acting in bad faith.

If you need help with a difficult hurricane insurance claim, don’t be afraid to reach out to the Voss Law Firm at 1-888-614-7730. Our hurricane insurance claim lawyers have decades of combined experience working with people, companies, and organizations that have been treated unfairly by their insurance companies, and we would be happy to answer your questions in a free case review.


Life after a destructive hurricane can be confusing and scary for families and business owners. If your home or business has been damaged or destroyed during a hurricane get the answers to your questions below. If you don't see what you're looking for here give our experience hurricane insurance claim lawyers a call at 1-888-614-7730 and we can guide you through the process.

All FAQs
QWhat can I do if the insurance company's offer for my hurricane claim is too low?
Businesses damaged in Superstorm Sandy or any other large-scale disaster face unique challenges after the storm has passed and the insurance claims process begins. One of the primary issues is with settlement offers that are inadequate to cover the true cost... learn more
QWhat can I do if the insurance company won't pay my hurricane claim due to existing damage?
The first thing you should do is to talk with a skilled insurance litigation lawyer. An attorney will look at your policy, review the denial, have an expert look at the home and build a case for you to get you the compensation you and your family deserve. People in the industry know that... learn more
QWhen is the right time to contact an attorney about hurricane damage to my business?
Ultimately, the right time to seek legal help is when you realize that you need help to get the most out of your commercial coverage. Although contacting an attorney sooner rather than later can save you from a number of common traps and mistakes, our team is ready to... learn more
QWhat if I don't have proof of personal items that were in my home before a hurricane?
Although it is important to keep an up-to-date inventory of items and personal belongings that are in your home, there are other ways to collect evidence to show that you owned certain belongings. Keeping an ongoing inventory will save you time and money; however, when you don't have... learn more
QIs a hurricane legally considered an "act of God" in Texas?
Technically, an Act of God is defined as "a manifestation especially of a violent or destructive natural force, such as a lightning strike or earthquake, that is beyond human power to cause, prevent, or control." Under that general definition, most large storms, such as tornados and hurricanes, would be considered... learn more

The Voss Law Firm and Hurricane Insurance Claims

We have created numerous videos designed to help you understand more about the law and your case. To discuss your case, contact The Voss Law Firm, P.C. toll free at 866-276-6179.

Learn More All Free Videos

Our Experienced Policyholder Attorneys Help You Recover When Hurricane Insurance Claims Are Denied or Underpaid

According to the Insurance Information Institute (III), seven of the top 10 most costly catastrophes in the United States have been hurricanes, including many tragically memorable storms:

  • Hurricane Katrina (August 2005)
  • Hurricane Andrew (August 1992)
  • Hurricane Sandy (October 2012)
  • Hurricane Ike (September 2008)
  • Hurricane Wilma (October 2005)
  • Hurricane Charley (August 2004)
  • Hurricane Ivan (September 2004)

There is no doubt that these huge storms can leave a shocking wake of damage, even as they move further inland and are downgraded to tropical storms. Homes, businesses, farms, churches, and even cities and counties suffer from the destruction, and entire regions may be rushing to submit their insurance claims and get on the road to recovery.

Hurricane Insurance Claims May Be Complicated by Questions About Coverage

Unlike other storms, however, hurricanes often present unique insurance coverage issues. There can be a lot of questions about insurance coverage for a hurricane, so it’s important to understand exactly how your hurricane policy covers damage from:

  • The storm itself, including damage from high winds, heavy rain, flying debris, and downed trees.
  • Flooding and storm surge after the storm, which can cause additional damage to vehicles, structures, interiors, and more.
  • Thieves and vandalism, which may not be covered in some policies.

Unfortunately, even for policyholders who feel they have a good understanding of their coverage, insurance companies can be very motivated to limit the worth of hurricane claims. If you have questions about a hurricane insurance claim, or if you believe that your rights as a policyholder have been violated, don’t hesitate to reach out to our hurricane insurance claim lawyers at 1-888-614-7730.

Policyholders Sometimes Struggle With Insurance Companies Over Hurricane Insurance Claims

hurricane insurance claim lawyersIt’s important to remember that insurance companies are businesses that have an interest in protecting their bottom lines. While insurance companies aren’t deliberately out to hurt policyholders who have already been through an ordeal, there are times when insurance companies fight against paying the true worth of hurricane claims.

Additionally, when large or densely populated areas are affected, it can slow down claims, stretch contractors and adjusters thin, and open the potential for rushed estimations and underestimated claims that don’t take into account deeper damage.

Delays in resolution of a claim are frustrating, and any problems with a hurricane insurance claim can make settling for less look more inviting for policyholders after serious storm losses.

Understanding Time Limits for Property Damage Claims

How long does a policyholder have to file an insurance claim for hail damage? Although it’s a common question, it can be surprisingly difficult to answer. Find out more about the major factors that can affect time limits for filing a property damage claim.

An Experienced Attorney Can Help When You Can’t Get the Hurricane Recovery You Need

Although you may not need an attorney to help you with a claim, it is important to realize that help is available if you run into trouble or have experienced extreme losses in a hurricane. An experienced policyholder attorney can help you:

  • Assess hurricane losses thoroughly and effectively.
  • Prioritize needs throughout recovery.
  • Determine potential sources of recovery.
  • Help you plan for temporary and long-term repairs.
  • Handle documentation and communication with the insurance company.
  • Negotiate with the insurance company on your behalf.
  • Maximize your recovery.
  • Fight unfair delays, denials, and underpayments.

Contact Our Hurricane Insurance Claim Lawyers Today

It shouldn’t have to be stressful to get the recovery you deserve from your insurance company. If you’re ready to get help with a difficult hurricane insurance claim, we encourage you to reach out to us at 1-888-614-7730. In a completely free case review, our attorneys can listen to your concerns, answer your questions, and explain more about your rights as a policyholder.

If No Recovery No Fee Guarenteed

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

"Your business is very important to us - we truly appreciate the opportunity to serve you."
The Voss Law Firm, P.C. is headquartered in The Woodlands, Texas where we base our operations focusing on helping policyholders throughout the globe. Our insurance claim attorneys aggressively serve our clients with passion and integrity. Attorney Bill Voss is focused on helping individuals and business owners resolve their property insurance disputes with the passion his clients deserve during such a stressful time in their lives.

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