Devastating hurricanes can leave churches closed for years while they wait for the financial resources to make repairs. Although many churches carry hurricane insurance coverage, they don’t always understand their policies or the insurance-claims process. And, unfortunately, there can be many tricks, traps, and setbacks on the way to recovery from a severe hurricane.
Two Reasons Churches May Face a Fight to Resolve Their Hurricane Insurance Claims
Churches, synagogues, temples, and other religious facilities often carry hurricane coverage, but the terms of those policies and the damages they cover can vary quite a bit. Often, church policyholders run into trouble with their hurricane claims because:
- They are poorly informed. Many churches don’t look at their insurance coverage closely until a hurricane or disaster takes place. Some policyholders are surprised by the limits imposed by their policies, and others are simply unsure how to document and organize recovery efforts adequately.
- The insurance company is acting unfairly. Hurricanes can be very expensive for insurance companies, and these companies may attempt to limit their payment of claims, delay claims, or deny legitimate claims. Even well-informed policyholders can run into these kinds of unfair tactics, and they can be forced to make difficult decisions about a church’s future.
However, when church policyholders are struggling to recover after the devastation of a hurricane, they can get clear, unbiased answers to their coverage questions.
Policyholders Can Reach Out for Help With Difficult Church Insurance Claims After a Hurricane
Although it’s hard to plan for the damage done by hurricanes, many churches find out that the real difficulty is in the insurance process that follows a devastating storm. Whether you are struggling against delays, denials, and excuses or simply looking for help to maximize a claim for hurricane damages, an experienced policyholder attorney can provide valuable assistance. To start learning more today, simply contact our team by phone, or take a moment to fill out the contact form on this page with more information about your concerns.