Hail damage isn’t always taken seriously by the insurance companies that handle church insurance claims, but the affected churches may be dealing with serious problems until their claims are resolved fairly. While many hope to move quickly through the insurance process with minimal fuss, there are many times when church policyholders must be more proactive in maximizing their claims for hail losses.
Why Church Policyholders Needs to Be Proactive About Maximizing Hail Insurance Claims
Although insurance companies know that hailstorms can cause extensive damage, they often attempt to minimize hail damage claims and avoid paying the full cost of a church’s losses. The tricks they use to minimize these claims might include:
- Only paying for surface damage. While insurance companies may only be willing to pay for visible or surface damage, hail damage can go much deeper, affecting internal roofing layers and structural features.
- Ignoring damage to HVAC systems and other features. More than just roofing can be damaged in a hailstorm, and some churches suffer damage to siding, HVAC systems, windows, and more.
- Denying that damage is due to the claimed hail event. When churches submit extensive hail-damage claims, some insurance companies may try to claim that the losses weren’t caused by the hailstorm. Often, this is an attempt to deter paying the full value of a costly claim.
Church Policyholders Can Get Help Maximizing Hail Damage Claims Today
Hail damage claims may be minimized by the insurance companies who are called upon to pay church claims, but policyholders deserve a fair outcome under the coverage they pay for. If you are having trouble getting the resolution you need to deal with hail-related losses to a church or place of worship, start getting the answers you need today by contacting our experienced team of policyholder attorneys. Our legal team has helped churches across the nation recover from storms and catastrophes, and we will treat your concerns with the skill and attention they deserve.