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Have You Ever Heard of DVD-sized Hail?

Don't worry, we hadn't heard of DVD-sized hail either.  So we did some digging - this Blog is about what we uncovered doing a little homework. 

Hailstorms are becoming a more common weather phenomenon that can cause significant damage to both residential and commercial properties, as we have recently seen in Texas and other states like Missouri, Kansas, Ohio, Arkansas and Oklahoma. Among the various sizes of hailstones, DVD-sized hail is particularly destructive. Understanding what DVD-sized hail is, the extent of the damage it can cause, and the steps to take if your property is affected are crucial for property owners. In this blog, we will delve into the nature of DVD-sized hail, its impacts on different types of properties, and why it's essential to seek professional assistance, such as from The Voss Law Firm, P.C., when dealing with hail damage claims.

dvd sized hail in Texas

So, What is DVD-Sized Hail?

Hailstones are balls or lumps of ice that form within strong thunderstorm clouds, particularly those with intense updrafts, sufficient moisture, and certain temperature conditions. Hailstones can vary in size, from small pellets to significantly larger stones.

DVD-sized hail refers to hailstones with a diameter of approximately 12 centimeters (4.7+ inches), which is roughly the size of a standard DVD. These hailstones are exceptionally large and heavy, making them capable of causing severe damage upon impact.

How Does DVD-Sized Hail Form?

Hail forms when updrafts in thunderstorms carry raindrops upward into extremely cold areas of the atmosphere where they freeze. The hailstones grow as additional water droplets freeze onto them. When the updrafts can no longer support the weight of the hailstones, they fall to the ground. For hailstones to reach DVD size, the thunderstorm must be very powerful, with strong, sustained updrafts to keep the stones aloft long enough to grow to this size.

The Impact of DVD-Sized Hail on Residential Properties

Residential properties are particularly vulnerable to hail damage. The severity of the damage often depends on factors such as the size and density of the hailstones, wind speed, and the duration of the hailstorm. Here are some of the ways DVD-sized hail can impact residential properties:

1. Roof Damage

The roof is typically the first part of a home to be affected by hail. DVD-sized hail can cause extensive damage to various types of roofing materials. Asphalt shingles may crack or lose granules, leading to leaks and reduced protection against the elements. Metal roofs can dent, while tiles and slate roofs can crack or break.

2. Window and Skylight Breakage

Hailstones of this size can easily shatter windows and skylights, causing immediate and significant damage. Broken windows not only pose a risk of injury but also expose the interior of the home to rain and wind, leading to further damage.

3. Siding and Exterior Walls

Vinyl siding can crack or become punctured, while wood and brick exteriors can sustain chips, cracks, or dents. The impact of large hailstones can also strip paint from walls, leading to a need for repainting or additional repairs.

4. Gutters and Downspouts

Gutters and downspouts can become dented, bent, or even torn away from the house under the force of DVD-sized hail. This damage can affect the home's drainage system, leading to water pooling around the foundation and potentially causing long-term structural issues.

5. Landscaping and Outdoor Equipment

Trees, plants, and other landscaping features can be severely damaged or destroyed. Additionally, outdoor furniture, grills, and other equipment can be dented, cracked, or rendered unusable.

The Impact of DVD-Sized Hail on Commercial Properties

Commercial properties, like residential ones, are susceptible to significant damage from DVD-sized hail. However, the nature and extent of the damage can differ due to the structural and functional differences between residential and commercial buildings.

1. Roof and HVAC Systems

Commercial buildings often have flat or low-slope roofs, which can be particularly vulnerable to hail damage. Membrane roofing systems can be punctured, leading to leaks and water damage. HVAC units, typically located on the roofs of commercial buildings, can also be damaged, leading to costly repairs or replacements and potentially disrupting business operations.

2. Windows and Glass Facades

Many commercial buildings have large windows or glass facades, which can be shattered by DVD-sized hail. This not only poses a risk to the safety of employees and customers but also affects the building's aesthetics and energy efficiency.

3. Exterior Cladding and Signage

Exterior cladding materials, such as metal panels or stucco, can sustain dents, cracks, or punctures. Additionally, exterior signage can be damaged or destroyed, affecting the business's visibility and brand image.

4. Vehicle Fleets

Many businesses maintain vehicle fleets that can be severely damaged by large hailstones. Dented bodywork, broken windshields, and damaged mechanical components can lead to significant repair costs and operational downtime.

5. Inventory and Equipment

If a hailstorm breaches the integrity of a commercial building, it can lead to damage to inventory, machinery, and other equipment. This can result in substantial financial losses and disrupt business continuity.

Steps to Take After a Hailstorm

If your property has been hit by DVD-sized hail, it's essential to take immediate action to mitigate the damage and start the recovery process:

1. Document the Damage

Take photographs and videos of the damage to your property as soon as it is safe to do so. This documentation will be crucial when filing an insurance claim.

2. Temporary Repairs

Make temporary repairs to prevent further damage. This might include covering broken windows with plastic sheeting, tarping damaged roofs, and clearing debris from gutters.

3. Contact Your Insurance Company

Notify your insurance company about the damage as soon as possible. Provide them with the documentation you've gathered and follow their instructions for filing a claim.

4. Professional Inspection

Hire a professional to conduct a thorough inspection of your property. This will help identify all damage, including less obvious issues that could lead to more significant problems if left unaddressed.

Why Seek Professional Assistance?

Dealing with hail damage can be overwhelming, especially when it involves significant repairs and navigating the complexities of insurance claims. This is where professional assistance becomes invaluable.

The Voss Law Firm, P.C. specializes in helping property owners with hail damage claims. Our experienced attorneys understand the intricacies of insurance policies and are skilled at negotiating with insurance companies to ensure you receive the compensation you deserve. We can assist with:

  • Comprehensive Damage Assessment: We work with experts to thoroughly assess the damage to your property, ensuring that all repairs are accounted for in your claim.
  • Claim Filing and Negotiation: We handle all aspects of filing your claim and negotiating with the insurance company, reducing the stress and hassle for you.
  • Litigation Support: If necessary, we are prepared to take your case to court to ensure you receive fair compensation.

Conclusion

DVD-sized hail can cause devastating damage to both residential and commercial properties. Understanding the potential impacts and taking prompt action can help mitigate the damage and facilitate the recovery process. However, navigating the aftermath of a hailstorm and dealing with insurance claims can be complex and challenging. If your property has been damaged by hail, don't go through it alone. Contact The Voss Law Firm, P.C. for expert assistance in managing your hail damage claim and ensuring you receive the compensation you need to restore your property. Let us help you get back on your feet and protect your investment.

Bill Voss
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Aggressive Texas policyholder attorney that fights hard for his clients and won't stop until he wins
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