Whether your home was completely destroyed by a fire or only partially damaged, you may face an equally complicated road to recovery under your insurance policy. While homeowners struggle to pick up the pieces after a fire, some insurance companies do what they can to minimize damage claims and fight the costs of cleanup. In the end, many homeowners have to bring in a policyholder attorney to help prove the worth of their fire claims and protect their rights, or simply settle for accepting less after a tragedy.
Even Small Home Fires Can Cause Extensive Losses
Fires have the power to completely destroy homes, but even partial losses can make a house unlivable or require costly repairs. Besides the structural damage, fires can also damage heating and cooling systems, plumbing, and even concrete or steel building materials—and then there is the costly damage caused by smoke, soot, and the water used to fight the fire. Homeowners are rarely able to pay for their recovery from a blaze out of pocket, but insurance difficulties can leave them without choices for weeks, months, or even years after the incident.
Asserting Your Homeowner Policy Rights After a Residential Fire
In order to convince the insurance company to pay the actual, full cost of their losses, most homeowners have to take steps to aggressively assert their rights and support their claims. And, depending on the circumstances, it may be impossible for them to get the best outcome on their own.
The policyholder attorneys with the Voss Law Firm have years of experience working with homeowners who have been treated unfairly by their insurance companies, and we would be happy to confidentially review your claim and answer your questions if you have run into difficulties. For more information, contact our fire insurance claim lawyers directly by phone, or fill out the quick contact form on this page with your concerns.