Tornados are violent and powerful storms that can leave a path of destruction, whether they move through densely populated cities or farms and fields. Even a weak tornado can cause expensive damages to roofing and vehicles, and a strong tornado can devastate or displace an entire community. In the United States, tornados have been counted among some of the most tragic and expensive disasters in history. To offer a better idea of just how much a severe tornado can cost, take a look at the 10 costliest tornados that have hit the U.S., according to the Storm Prediction Center at NOAA:
- Joplin, Missouri (May 22, 2011): $2,800,000,000
- Tuscaloosa, Alabama (April 27, 2011): $2,450,000,000
- Moore, Oklahoma (May 20, 2013): $2,000,000,000
- Topeka, Kansas (June 8, 1966): $250,000,000
- Lubbock, Texas (May 11, 1970): $250,000,000
- Moore/Oklahoma City, Oklahoma (May 3, 1999): $1,000,000,000
- Hackleburg, Alabama (April 27, 2011): $1,290,000,000
- Xenia, Ohio (April 3, 1974): $250,000,000
- Omaha, Nebraska (May 6, 1975): $250,603,000
- Wichita Falls, Texas (April 10, 1979): $277,841,000
If your home, property, or business has been affected by a tornado, don’t let problems with the insurance company get in the way of a fair recovery. You can get answers, support, and legal help by reaching out to the experienced attorneys with the Voss Law Firm today at 1-888-614-7730. We have helped policyholders across the nation overcome challenges and defend their rights in insurance claims that have been unfairly delayed, denied, or underpaid.
Why Insurance Companies Often Have the Upper Hand in Tornado Insurance Claims
Although policyholders rely on their insurance coverage after a disaster, they often find themselves at a loss when they run into trouble with a claim. In difficult or complicated claims, insurance companies usually have the upper hand over the policyholder because:
- Tornado damage can be catastrophic, and policyholders may be willing to settle for less in order to recover from the storm or return to their homes and offices.
- Many policyholders are unaware of their rights or that they can fight unfairly denied, delayed, or underpaid claims
- Insurance companies have highly trained adjusters and attorneys on their side, whose jobs are to protect the insurance company’s bottom line.
Without the resources, experience, and knowledge of the claims process that the insurance company starts with, individual policyholders can accept far less than their claims are worth or make other mistakes that wreck their chances of recovery. This is why it is so important to seek help from an experienced attorney if you are unhappy with how your tornado insurance claim is being handled or feel that you are being treated unfairly.
Understanding Time Limits for Property Damage Claims
How long does a policyholder have to file an insurance claim for tornado damage? Although it’s a common question, it can be surprisingly difficult to answer. Find out more about the major factors that can affect time limits for filing a property damage claim.
Get Experienced Help With Your Tornado Insurance Claim
Tornado damage can be relatively minor or devastatingly severe, leaving homeowners displaced or business closed for months—or even years. This is why it is so important to be proactive with your tornado insurance claims and avoid accepting less than you claim is worth. You rely on your insurance policy after a weather disaster, and you shouldn’t have to sacrifice a full recovery because the insurance company won’t treat your claim fairly.
If you have submitted a claim for tornado damage to your home or other property and feel like you’re not getting anywhere, or if the insurance company has already denied your claim for tornado losses, don’t wait to get help. Our experienced attorneys represent policyholders of all kinds in difficult insurance claims, and we have helped clients around the nation maximize their claims and overcome obstacles to recovery from weather-related disasters. For a free case review and more information about your policyholder rights, contact the Voss Law Firm today at 1-888-614-7730.