Farms, whether large or small, create unique challenges when it comes to insurance coverage. Farm policies have some things in common with homeowner policies, some with business policies, and some challenges completely unique to agricultural property. Ultimately, what this means for farm owners with damage claims is that numerous factors will need to be documented and submitted, and there are likely to be a lot of small, easy-to-miss details that could stall your ability to collect the coverage you have paid for.
Keeping Track of the Details in a Farm Insurance Claim
The process for documenting and submitting farm damage can be exhausting, and extensive evaluations of loss and damage are generally necessary. This process can be overwhelming in complex or large-scale damage claims, and it might include thorough assessments, value estimates, and other documentation for:
- Damage to individual buildings and outbuildings
- Damage to various types of equipment and vehicles
- Loss of income or interruption of business due to the damage or event
- Loss of crops or livestock
If you misunderstand what is needed to collect your insurance coverage, or if you miss a key detail or estimate, then it is likely that your claim will be immediately denied or indefinitely delayed. Unfortunately, these claims often prove so complex that farm owners end up paying out of pocket or accepting a payout that doesn’t truly cover their losses.
Our Professional Legal Team Provides Personalized Help for Farms Struggling With Delayed or Denied Insurance Claims
Are you struggling to collect on an insurance claim for damage to your farm or agricultural business? Our professional legal team has experience fighting denied and delayed claims for farms both big and small, and we are available to answer your questions without risk or obligation. For more information, take a moment to send us a quick email with more information about your concerns.