If you are a business owner who is starting to assess the damage from the late-April storms and tornado activity that tore through numerous states from Kansas to North Carolina, you may already be feeling overwhelmed. Besides reacting to the storm-related tragedies on a personal level, you also have the responsibility of making sure your company can recover from the damage. It’s a lot to shoulder all at once, but you know that you have to act fast to make sure that repairs can get underway.
Unfortunately, commercial insurance claims are often particularly complicated after a tornado. Businesses suffer a number of kinds of damages, which may be covered under different policies, including:
- Direct damage from high winds and hail
- Damage from flying debris
- Damage to company-owned vehicles
- Damage due to water seepage or post-storm flooding
- Electrical damage, whether from lightning or downed power lines
- Damage to additional buildings, locations, or features that are separately insured
In addition to the physical damage that a location sustains, many businesses are also covered for the interruption of their business and loss of income that a tornado brings.
Getting Help Getting Organized When You Must File Multiple Tornado-Related Claims
An experienced policyholder attorney can walk you through every step of your post-storm recovery. If you are overwhelmed with the complexity of your commercial insurance claim after tornado or storm damage, or if you simply want professional guidance through the legal details of a claim, reach out to our experienced team today. We also recommend that you take a moment to request and read through our informative book, Commercial Property Owners Must Read This Before Filing an Insurance Claim.