In recent days, the changing environment has caused sections of Texas to flood and other parts to continue to suffer drought conditions. While the Houston area received flooding rains, West Texas is till praying for some rain.
Because many homes flooded in the recent weeks and many Texas homeowners were not prepared for the recent flooding rains, our Houston insurance litigation lawyers want to discuss flooding risks and the importance of flood insurance.
What You Should Know About Flood Insurance
If a home is in a flood zone, homeowners are required to purchase flood insurance in order to get a mortgage; however, it is up to other homeowners’ discretion. Before saying “no” to flood insurance in Texas, think about these things:
You don’t just have to live by a beach, river or lake to be at risk of flooding
Flooding can be the result of a hurricane
Powerful thunderstorms can also cause floodwaters
It is important that people in any type of high hazard flood area and hurricane-prone area, or those that live within 100 miles of Houston in any direction, purchase flood insurance.
Devastating Floods in Houston
As some Houston homeowners recently saw the damaging effects of floodwaters on their homes, you could be next – even if you live 50 or 100 miles away from Houston. The next time the Houston area suffers massive rains, a hurricane, or severe storm, your home can suffer property damages from devastating floodwaters. In order to protect your home and your financial future, make sure you have flood insurance for your home.
If you are a flood victim, feel free to call us for help understanding your insurance coverage. You can reach our Texas insurance claim attorneys at the Voss Law Firm at 888-614-7730 today.