Water and mold damage cause frequent debates between condominium owners and their associations.
If the association failed to maintain the roof and water damage occurred that led to the mold in your unit, it is justifiable that you would want the association to pay for repairs for your condo mold damage.
However, the association may fix the roof and the cause of the leak and may tell you that they repaired their part of things, but the mold damage is your responsibility because it is within the walls of your unit.
Most condominium insurance policies do not cover mold damage, which means you may be left with a costly out-of-pocket repair. Do not pay for these repairs until you seek legal advice. Many associations are wrong in denying your claim, as they have a duty to maintain the common area.
Although every case is different, if the water damage that led to your mold came from a common area defect, then you should bring a claim against your condo association. It is often impossible to get the association to agree to your terms without other condo owners petitioning the same complaint. A skilled insurance litigation lawyer is often needed to help you recover damages.
Call the Voss Law Firm today to schedule a free legal consultation at 888-614-7730 and speak with a Texas insurance claim attorney today. You can also order your FREE book from attorney Bill Voss today: Disputes With Your Insurance Company - What All Consumers Need to Know.