So, after the Bastrop fire, how can be sure your Texas fire claim will be handled correctly?
First, you need to call your insurance company to report the fire damage. Homeowners need to know that they do not need to give a detailed list of valuables and items that were destroyed at that time.
Second, you need to continue to pay your mortgage payments and insurance premiums during this time.
Then, you need to get the right repair estimate. The insurance company will send out their own adjusters and offer their own estimate. Because insurance companies have been known to offer low figures, it is a good idea to talk to a skilled property insurance claim attorney to find out their opinion and get other estimates on the worth of your Texas fire claim.
Finally, you need to know that it is not over until you say it is over. If you get a letter and check from your insurance company saying that this is their final payment and that by accepting it you are agreeing to release your claim, do not sign it. You have a right to cross it out and send it back to the insurance company with your comments.
If you do not feel like they offered you enough money for your Bastrop fire claim, tell them and hire a lawyer to help you with your property insurance claim. You can talk with a qualified Texas insurance claim attorney at the Voss Law Firm at 888-614-7730 and receive a free, no-obligation consultation.
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