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You Might Consider Flight Crash Insurance Coverage as Outlined by Policyholder Attorney Bill Voss

You Might Consider Flight Crash Insurance Coverage

Plane crashes rarely happen. But if your job requires you to be a jetsetter, hopping from one plane to the other, then plane crashes would most probably be something you think about every so often. But you stop thinking about them eventually, knowing that you’ll never know when they will happen anyway and you can’t do anything about them.

Although it may be true that a plane crash can happen anytime, you can actually do something about it. You can get flight crash insurance coverage. While most people would think that it would be a waste of money to get such a policy since plane crashes rarely occur anyway, you never know when it can come in handy, especially for the family you’ll leave behind in the unfortunate event that it happens.

Here are some important things you need to know about flight crash insurance:

This coverage is similar to your life insurance policy except that it covers you while you are on the airplane. You or your heirs will get a lump sum benefit in case of loss of limb, sight or life while boarding, traveling in or disembarking from an airplane during a covered trip.

You should be a ticketed passenger on a regularly scheduled flight for the policy to apply.

The loss should be directly caused by the accident and it should occur within a certain number of days from the date of the accident. The reckoning date is normally six months to one year.

The amount of benefit will depend on the limit of your policy. Death benefits are paid at 100% of the limit, while dismemberment benefits are paid 50% for one loss and it goes up as the number of losses increases until it reaches 100% of the policy limit.

Normally, flight crash insurance does not cover emergency medical evacuation or repatriation of the remains of the insured. These exclusions are covered by separate policies.

Do not rely solely on what the airline will be required to pay the victims. This can take time because investigations need to be conducted. An airline can even contest the amount of compensation it will be required to pay the victims. Your claim can also be hampered by a protracted litigation. Identifying your beneficiaries can also prolong the process. Flight crash insurance coverage can provide a more immediate compensation.

Should the airline compensate you for the injuries you suffered or your heirs for your death, you will still be entitled to receive compensation from your insurance company as these two compensations are different and separate from each other.

Flight crash insurance coverage may form part of your travel medical policy. In some instances, it can also be part of your regular life or medical insurance. In the alternative, you may opt to have your existing policies upgraded to cover this type of insurance. You may also get a totally separate flight crash insurance coverage.

Bill Voss
Aggressive policyholder attorney that fights hard for his clients and won't stop until he wins.
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The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

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