We often times find policyholders “kicking the tires” of hiring a policyholder attorney. They will come to us when things in the claims process start to not feel right. They see the value in having an advocate, but they still would like to go at it on their own (for various reasons).
This is where things usually start to unravel for the policyholder due to increased stress levels of dealing with one’s insurance claim directly. The Mayo Clinic at MayoClinic.org, tells us that this “Chronic stress puts your health at risk.” This can certainly be the case when taking on your claim by yourself. “I got this” is not necessarily the way to go.
The Mayo Clinic tells us, “The body’s stress response system is usually self- limiting. Once a perceived threat has passed, hormone levels return to normal. As adrenaline and cortisol levels drop, your heart rate and blood pressure return to baseline levels, and other systems resume their regular activities.”
We have actually heard from several policyholders, how they have encountered various levels of these very dangerous conditions - and more often times than not racked up large medical bills, as a bi product. They will be the first to tell you that this is all due to the stress of trying to battle their claim on their own.
But you say, “How can an insurance claim cause me stress?” Well this is because insurance companies are very good at protecting their profits and know how to play the game very well. These tactics are discussed at length in earlier VLF blogs, but they always use the same time - tested methods: deny, delay, and underpay!
It has also been proven that the healthiest individuals in our society are those that incorporate preventive health measures into their daily lives, thus reducing harmful stress levels in the body. This can be likened to consulting with a policyholder advocate early on in the claims process, or even before storm season begins.
This is why it is very important to consult with a reputable policyholder attorney when filing a claim, and especially if your claim has been denied, delayed, or underpaid.
The Voss Law Firm, P.C. has been protecting policyholder’s rights for the past sixteen years, recovering billions of dollars in settlements for our clients.
Feel free to call, or email today for a free consultation on your file.
We are 100% contingency fee based. No recovery, no fee.
Todd Farr - Director of Client Relations