If your commercial insurance claim is approaching or past the 90-day mark, look for these red flags:
- Repeated requests for documents already submitted
- Long stretches of silence or unreturned calls
- Difficulty scheduling inspections or re-inspections
- Estimates that seem rushed or incomplete
- Sudden turnover of adjusters assigned to your claim
- Conflicting explanations about coverage
- Statements like “your claim is still under review” with no timeline
- Pressure to accept a small partial payment
The longer these issues persist, the more likely the delay is intentional or negligent.
