Some examples of an act of God include:
- Tornadoes
- Hurricanes
- Earthquakes
- Hail storms
- Floods
- And more
These are acts of nature and situations that take place outside a person’s control. However, not all natural catastrophes are covered in every homeowner’s insurance policy. For instance, when people live in a flood zone or in an area prone to earthquakes and hurricanes, their insurance policies may exclude coverage in those types of situations. At that time, homeowners can often purchase a separate insurance policy to cover those exclusions.
Insurance companies that deny your claim or undervalue your claim based on the phrase “Act of God” are sometimes just trying to complicate things so they can get away with not paying what your claim is worth. If your insurance company is giving you the runaround, delaying your claim, or denying your claim that was caused by a natural disaster, you need to seek legal help.
If your insurance policy does not specifically state what an act of God is, then it may be open for interpretation. This is exactly why you will want a skilled Texas insurance claim attorney on your side to support your claim and get you the compensation you deserve. Call the Voss Law Firm today at 888-614-7730 for a free consultation.
