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When faced with a residential insurance claim, many homeowners want to know what’s considered an act of God insurance claim and how it affects their policy coverage. An act of God is an event that occurs from natural causes. This event is one that a human cannot control or prevent. 

Some examples of an act of God include:
  • Tornadoes
  • Hurricanes
  • Earthquakes
  • Hail storms
  • Floods
  • And more

These are acts of nature and situations that take place outside a person’s control. However, not all natural catastrophes are covered in every homeowner’s insurance policy. For instance, when people live in a flood zone or in an area prone to earthquakes and hurricanes, their insurance policies may exclude coverage in those types of situations. At that time, homeowners can often purchase a separate insurance policy to cover those exclusions. 

Insurance companies that deny your claim or undervalue your claim based on the phrase “Act of God” are sometimes just trying to complicate things so they can get away with not paying what your claim is worth. If your insurance company is giving you the runaround, delaying your claim, or denying your claim that was caused by a natural disaster, you need to seek legal help.

If your insurance policy does not specifically state what an act of God is, then it may be open for interpretation. This is exactly why you will want a skilled Texas insurance claim attorney on your side to support your claim and get you the compensation you deserve. Call the Voss Law Firm today at 888-614-7730 for a free consultation.
Bill Voss
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Aggressive Texas policyholder attorney that fights hard for his clients and won't stop until he wins
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The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

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