You’ve already been through enough after living through Superstorm Sandy and dealing with the aftermath of lost business, then the insurance company informs you that your New Hampshire business insurance claim has been denied. Instead of giving up and closing up the shop, you need to know what to do when an insurer denies your claim.
- If you had property damages or economic losses to your business, it is critical that you make sure you get the denial in writing. If you did not get a written statement, ask the insurance adjuster to send you and email or letter stating the reason for the business claim denial.
- Then, read over your insurance policy again to make sure you understand what is and isn’t covered. You should understand that insurers like to interpret policy phrases to their advantage. If you feel like the insurance company unfairly denied your business insurance claim by twisting the words of the policy to their benefit , you can dispute it.
- Because insurance claims can be complex and overwhelming, you may want to enlist the help of a skilled insurance claim attorney for your New Hampshire commercial insurance claim. Lawyers who have experience reading insurance policies and negotiating with insurance companies can help you dispute the claim denial.
Call the Voss Law Firm and our business insurance attorneys will help you obtain the benefits you are entitled to under your insurance policy. Call us today and we will walk with you through the insurance claim process and fight to get you what you deserve. We can be reached at 888-614-7730 for a free consultation and a free copy of our book Commercial Property Owners Must Read This BEFORE Filing an Insurance Claim.