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Should my church buy business interruption insurance?

All religious communities are different and most have very different needs when it comes to insurance. However, you may wish to consider getting insurance coverage for business interruption if you believe that your church would be in danger of financial ruin in the event that an event damages your buildings and renders it unusable.

More specifically, your church may wish to buy a business interruption insurance policy if:

  • You make a significant percentage of your income from donations during services.
  • You run programs out of your church building, such as a daycare or preschool.
  • You rent out your church for weddings and other events.
  • Your financial security rests upon the functionality of your church or surrounding buildings.

If your church is damaged because of severe weather, flooding, fire, or vandalism, business insurance may help keep your community going even if you cannot continue offering services and collecting income. For example, you may qualify for funds if your religious building loses its roof in a tornado and your community can no longer hold services, run its preschool, or hold events.

The best way to know whether your church could benefit from business interruption insurance is to speak with a lawyer, an insurance agent, and a financial advisor.

Do you have a question about business interruption insurance policies, or is your church struggling with a business interruption claim? The church insurance claim attorneys at the Voss Law Firm may be able to help. To learn more about our services, or to speak with a lawyer, call us today: 888-614-7730.

If No Recovery No Fee Guarenteed

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

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