One of the most common reasons why people do not receive the monetary claim amount they were hoping for after a disaster is that they have a lack of documentation for personal property. Either they did not provide receipts to the insurance company or they never kept them.
There is no need to save receipts on every purchase, but it is wise to have receipts for big ticket items like a computer, television, jewelry, artwork, and furniture. Receipts should be stored in a fireproof box, safe deposit box, or scanned and emailed to yourself so that you can archive them and access the important receipts over the Internet.
Because these are the items that would cost a lot to replace, you will want to make sure that the insurance company gives you every cent towards repurchasing those items.
Accurate documentation is even critical during the restoration, as the insurer will want to see receipts and records of all the disaster recovery work, including temporary housing, food, toiletries, clothes, etc.
By having accurate documentation, you will be better able to recover all your eligible costs under your residential insurance claim. If you need help coming up with documentation to support your homeowner’s claim, contact an experienced Texas insurance litigation lawyer at the Voss Law Firm at 888-614-7730 to receive a free legal consultation today.
The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.