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What do Everest Reinsurance, ACE Limited, Endurance Specialty Holdings and American Financial Group have in common? They are all companies that provide crop insurance to farmers who have been affected by the record heat and drought currently hitting the Midwest and the Corn Belt. Although these insurance companies provide crop insurance, they share the liability with the government, because crop insurance is a federal program. 

Even though crop insurance is a federal program and farmers should get their production expenses covered, some may still be left with serious financial losses. In order for farmers to receive more assistance, they have to have crop insurance to receive any sort of disaster benefits that might be made available. 

What should farmers be prepared for?

The 2012 drought is producing claims that could be some of the highest ever. This means that insurance companies and the USDA will be paying out the largest crop insurance indemnity payments to affected farmers, causing the claims process to take longer than normal.

If you are a farmer who has been heavily affected by this drought, and you haven’t had to file a crop insurance claim in the past several years, you may be new to dealing with a crop insurance agent, and you may want to consider seeking the advice of an insurance claim attorney. 

If you would like to speak with an insurance litigation lawyer in a free consultation regarding your legal questions, call the Voss Law Firm at 888-614-7730 today.

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