When power finally came back on, a power surge damaged some of my electrical equipment. Is it covered?
Most homeowners policies provide coverage as "sudden and accidental damage from artificially generated electrical current"; however, coverage does not always apply to loss of transistors, computer chips and similar items. Therefore, damage from a power surge might not typically be covered for property such as televisions, VCRs, computers or similar items. Contact our law firm for a free evaluation of your policy.
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