If you have been watching the news, you have most likely heard about the devastation that the Midwest suffered due to tornadoes that ripped through states like Texas, Iowa, Illinois, Kansas, Nebraska, Oklahoma, and others. Sadly, some people didn’t just watch the news on television, they lived through it.
As insurance claim attorneys, we are saddened for homeowners who have lost their homes or businesses due to devastating twisters, and we would like to help them and even those who have suffered hail damage be able to recover from their losses. However, many people do not have tornado insurance coverage, and we would like to warn those that the heart of the tornado season is still on its way, as the month of May is generally the busiest tornado month.
The United States, specifically in the “Tornado Alley” area that runs from Texas through much of the Midwest, sees more tornadoes than any other country – with approximately one thousand tornadoes touching town each year.
Tornado Coverage for You
Some insurance policies cover tornado damage, but some do not, depending on the location of the home or business and the insurance policy that was taken out on the property. The fact is that a tornado can take place almost anywhere, and homeowners need to make sure they have the right coverage so they aren’t left out in the storm.
Many homeowners do not believe they will be caught in a tornado, but people never know when or where an Act of God will occur. This is why it is critical for policyholders to read their insurance policies to make sure that they are covered for tornado damage and even for wind and hail damage.
If you live in an area that is susceptible to tornadoes, you may need to look at purchasing separate policies that will cover wind and hail damage to your roof and home. If you are not sure what coverage you have, you should talk with your insurance agent prior to the next tornado or call an insurance claim attorney to find out if you are covered for tornado and hail damage.
You can reach an experienced hail damage insurance claim attorney at the Voss Law Firm for clarification about your insurance policy or to find out how to go about submitting an insurance claim for hail damage or tornado damage your home sustained. Call for a free consultation today at 888-614-7730, and also request your free copy of our book Disputes With Your Insurance Company – What All Consumers Need to Know.
