When a Texas wildfire breaks out and a residential neighborhood is destroyed, there could be hundreds of homes and people affected in one fire. Some homes may have been totally leveled, while others may only have suffered smoke damage. In either case, homeowners need their insurance companies to come through for them in their residential fire insurance claims.
Unfortunately, insurance companies often underpay fire claims. Homeowner’s insurance companies know how to use every trick in the book to undervalue claims, so they can underpay policyholders or deny benefits to them altogether. This type of behavior is not fair to those who have endured a fire and have already lost their home and personal belongings.
What happens when there is a group of homeowners whose homes were destroyed in a fire and their insurance companies lowball them? Sometimes each claim may be worth $200,000 or more, and insurers offer $100,000 or less.
When this happens, homeowners may be able to come together and file a class-action suit against the bad faith insurance companies to try to close the gap between what the insurer will pay and what the homeowners should receive.
Consult with a Skilled Insurance Claim Attorney for Individual or Class Action Fire Claims
If you lose your home and personal belongings in a fire, you may be surprised to learn what your insurance company will be willing to pay you for your claim. Unfortunately, it is often a rude awakening. You do not have to take their offer. In fact, you can send the check back to the insurance company and appeal their decision.
At this point, it is critical to have a knowledgeable attorney on your side who will file the right forms, who knows how much your claim is worth, who will negotiate with the insurer and who will fight for fair compensation.
If you have questions about your Texas fire insurance claim, need help making sure your claim is filled out properly or want to appeal the decision legally, you should talk with a Texas insurance claim attorney at the Voss Law Firm at 888-614-7730.
We will provide you with a free, no-obligation discussion of your case, answer any additional questions you have regarding the matter, and help you get fair compensation from your insurer. We will also provide you with a complimentary copy of our book Disputes with Your Insurance Company – What All Consumers Need to Know.