Unfortunately, many claims on homeowners insurance policies get denied by insurers that people think will be there for them when they need them, especially after a traumatic event that caused damage to their home and property. Sadly, many people give up once they are denied by their insurers.
Our Texas insurance litigation lawyers want to inform you that you should not give up after an insurance claim denial. Here are tips to help keep your claim active in an effort to reverse the decision made by your bad faith insurance company.
Tip 1: Ask for the reason for denial in writing. Many insurance companies will not put their decision in writing until requested to do so.
Tip 2: Re-check your insurance policy. Look for anything in your insurance policy that may lead to the reconsideration of your claim. Many claim denials are based on the interpretation of the policy, so if you can make an argument as to why your claim should be valid, it may be reconsidered.
Tip 3: Report your issue to authorities. Each state in the U.S. has a Department of Insurance or a State Insurance Department, and you can report your concerns to them and find out more about your rights.
Tip 4: Hire a Lawyer. If all else fails, it is in your best interest to hire an insurance litigation lawyer to help pursue your matter against the bad faith insurance company. A lawyer will show the insurance company that you are not going away and that you intend to get compensated fairly.
For more information about how to appeal a residential insurance claim denial, you need to talk with an experienced Texas insurance litigation lawyer to learn more and to protect your interests. Get the compensation that you deserve by calling the Voss Law Firm at 888-614-7730 and receive a free, no-obligation legal consultation today.
Also, request our free book complimentary of Bill Voss, Disputes with Your Insurance Company, What All Consumers Need to Know.