If you have come home from a long day at work to find your house destroyed by a mudslide, or if you wake up one morning to find that your porch and garage are not attached to your home anymore because of a mudslide, you may not know where to turn and what to do after suffering this serious damage to your house. You are most likely feeling shocked that this could have happened to you and overwhelmed about what to do next.
It is critical to speak with a knowledgeable and experienced attorney who handles mudslide damage claims and insurance disputes. A skilled litigation lawyer may be able to protect your property and your rights and help you recover damages.
How Do Mudslides Occur?
Mudslides frequently result from hillsides collapsing during heavy rain. According to FEMA, "mudslides happen when a mass of earth or rock travels downhill." When a mudslide starts on a steep hill, it can build up speeds of up to 35 miles per hour. They have been known to uproot trees, causing them to fall onto your home. Mudslides can be so powerful that they can cause structural damage, knock down retaining walls, and even destroy your entire property.
Damage Your Property May Incur Includes:
- Structural and foundation damage
- Landscaping damage
- Retaining wall damage
- Deck and patio damage
- Driveway and garage damage
- Interior mud and dirt damage
Unfortunately, most insurance policies do not cover damages resulting from mudslides. It is important that you read your insurance policy after sustaining this damage to determine if you have this type of coverage. If your policy doesn't cover for mudslide damage, it may be necessary for you to pursue litigation. A qualified Texas litigation lawyer will be able to investigate your home damage and make sure you take the proper steps to file a claim with your insurance agency or pursue litigation against the responsible party.
At the Voss Law Firm, we can help determine why the mudslide happened and if there is a claim against your neighbor, company, government agency, city or county. We can bring in expert engineers and geologists to identify the cause of your property damage. We may also be able to get you the necessary compensation so you can get your life back to normal. Call an experienced Texas insurance litigation lawyer at the Voss Law Firm today at 888-614-7730 for a free legal consultation.
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