When a tree falls onto a home, is the damage covered by a homeowner's insurance policy?
Typically when a tree strikes your home or when a neighbor's tree falls on your yard or smashes your car, the damage is usually covered under your general homeowner's policy. Even when a tree crashes through your roof followed by water damage, the destruction that occurred from the serious of events is typically covered by your homeowner's policy.
What's not generally covered is when water enters the home without the structure being breached. This would be considered flood damage, and most homeowner's policies do not cover flooding.
However, sometimes insurance companies will attempt to deny legitimate water claims, on the basis of flood damage. If your insurance company is denying your Hurricane Irene claim due to flood damage when your residential property claim was caused by another source of water damage, please call a skilled insurance claim lawyer to find out more about your rights.
An experienced insurance litigation attorney can help you fight back against your insurance company for their bad faith actions, in order to get your claim paid. Call the Voss Law Firm at 888-614-7730 for a free legal consultation today.
You can also get our FREE book by filing out a form on our website. Get your copy of Disputes With Your Insurance Company - What All Consumers Need to Know.
The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.