Claims for hail-related losses are often denied, delayed, or undervalued, even though industrial properties often sustain very costly damages in hailstorms that can impact operations. However, industrial policyholders can take action to make sure they’re protecting themselves and getting the most out of these sometimes-difficult claims. The truth is that you don’t have to wait until a hail claim becomes complicated to take it seriously—here are four steps you can start taking now to be more proactive about your hail insurance claims:
- Contact the insurance company promptly. Although hailstorms often affect properties across an entire region, you can’t just wait for the insurance company to contact you about your losses. You may have a limited time to notify the insurance company—even if you don’t file a claim right away. Make sure you’re taking the steps needed to let the insurance company know that you’ve sustained losses.
- Document absolutely everything. Excellent communication and documentation is the key to maximizing any hail-damage claim. For industrial policyholders, this might mean taking careful steps to keep every document and record related to the loss, as well as making sure you put your own communication about the claim in writing and keep a copy for your records.
- Understand what you sign. Although you may believe all the documents you are asked to sign are just part of the process of resolving a claim, you should probably stop and make sure you understand what your signature on a form really means. If you sign away your rights, then it may be impossible to get the results you want from a hail claim.
- Talk to an experienced attorney if you have questions. The result of a hail-damage claim can have a big impact on the future of an industrial property. If you have any questions about how to submit a claim or maximize your success, an experienced policyholder attorney can offer valuable guidance.
If you are struggling to get a fair outcome for hail-related losses on an industrial property, don’t wait any longer to reach out for help. You can get the one-on-one legal support you need today by simply contacting our experienced attorneys directly at 888-614-7730 or filling out the contact form on this page with your concerns.