When do I need an attorney to help me with my insurance claim for storm damage to my condominium?

As residents of numerous states across the nation survey the recent tornado, hail, and wind damage to their condominiums, we’ve heard this question frequently. While there is no hard-and-fast rule for the “right” time to bring an attorney into the equation, clients usually come to our team at one of these two “crossroads” situations in the claims process:

• Before you file an insurance claim for damage to your condo. Condo insurance claims can be difficult for individual owners because a number of parties and policies may be involved. The benefit of contacting an attorney at this point is to get answers about your rights, take advantage of guidance from someone who has experience handling all kinds of complicated insurance situations, and have full-service support as you organize, assess, document, and take action.
• After a condominium insurance claim has been delayed or denied. Rather than contacting us right away, some clients wait until their seemingly straightforward claims have been denied or otherwise become complicated. If you run into trouble with a claim on your own, an experienced attorney can often step in and determine exactly what went wrong and what you can do about it.

However, no matter where you are in the insurance-claims process, seeking the guidance of an experienced policyholder attorney can help.

If you need help making decisions about a condominium insurance claim, speak with our team for immediate assistance, or visit our YouTube channel for more hints, tips, and information about policyholder rights.