Whether it’s a late frost, not enough rain, or too much rain, the weather has a huge effect on commercial crops every year. When farms are unable to plant on time or lose plants to an adverse weather event, it may be possible to recover compensation for that lost yield—but it isn’t always as easy as it should be.
In order to successfully file a claim for crop losses, you may need to start documenting damage before you’re even sure how bad the loss will be. You will need to adhere to strict time limits, assess and report potential damages appropriately, and provide extensive details, such as:
- How much of the yield was lost or may be lost
- What happened to cause the loss and how you reacted to the event
- The coverage provided by your specific insurance policies
- The stage of growth when the crop was affected
- If it will be possible to replant this season
- If damage will affect yields for several seasons
Unfortunately, it’s easy to make mistakes or lose track of important details that will complicate your insurance claim for crop loss. Before you make decisions about how to react to a significant crop loss, speak with an experienced policyholder attorney who has worked with other agricultural business owners to recover after storm and weather damages. We can help you review your coverage and plan for potential losses, as well as guide you through the process of recovering compensation for crop loss.
For more information, simply call or email our team today.