At least 28 homeowners from the town of Moore, Oklahoma, have filed bad faith insurance lawsuits in the wake of the devastating tornado that destroyed the area on May 19, 2013. Most of the homeowners who are suing their insurance companies say that their claims have been underpaid and that the damages to their homes were greater than stated by the insurance adjuster.
Gabriel Becerra, for example, says that although the city condemned and tore down his home in Moore after the tornado, Foremost Insurance claimed that the home was still salvageable. Becerra said that the home had significant structural damage and that the walls wobbled. In another example, Ted and Cheryl Hover stated that their insurance company won’t pay for repairs after an attic fire destroyed their home. They believe the fire was caused by damage sustained in a hurricane that struck their residence in Carney on May 20, 2013. American National Property and Casualty Co. denied the claim, alleging that the home wasn’t significantly damaged in the storm.
The lawsuits involve a number of insurance companies, including State Farm Insurance, Farmers Insurance, Allstate Insurance, AAA Oklahoma Insurance, and American National Property and Casualty Company.
Lawsuits like these are common in the wake of severe storms. The majority of claims have been settled; there were 95,000 insurance claims filed after the tornados, including 45,000 homeowners’ insurance claims. All in all, officials say that there was up to $2 billion in losses.
State Farm told reporters that they take all complaints and claim appeals seriously.
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