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What is the difference between All Risks Insurance vs. Declared Value?

“All Risks” Insurance - “All Risks” insurance protects the shipper against physical loss or damage to their cargo from external causes, subject to policy terms and conditions. It is not necessary to prove the carrier’s liability.

Declared Value - Declaring value to a carrier is not the same as providing insurance protection for merchandise in transit. If there is a claim against a carrier, the shipper has to prove the merchandise was damaged and prove the carrier caused the damage. This makes recovering losses very difficult.

What this Means - If merchandise is damaged in transit and the carrier did not cause the damage, the shipper would not be able to recover the loss. “All Risks” insurance provides protection without having to prove carrier liability.

Bill Voss
Aggressive policyholder attorney that fights hard for his clients and won't stop until he wins.
If No Recovery No Fee Guarenteed

The Voss Law Firm, P.C. represents clients on a local, national and international basis. We proudly serve companies and individuals along the Gulf Coast and around the globe on a contingency fee basis. Our law firm collects nothing unless we recover on our client's behalf.

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