What do I need to know about hiring a contractor after a tornado damaged my home?
What Remedies Are Available in 1st Party Insurance Claims?When you experience a loss or damage to your property, you usually feel violated, scared or overwhelmed after disaster strikes.
After a natural disaster such as a tornado, it is best to call your insurance company to let them know your home is damaged. They will generally send out someone or make an appointment for an adjuster to come out to your property to determine the cost of the repairs.
If there is a hole in your roof, place a tarp over it. If windows were blown out, board them up. You will want to prevent future damage to your home, but you will not want to make repairs or hire a contractor to start repairing your home until the insurance company looks at your damage.
After your insurance company has seen the damage and you have taken ample photographs and video of the damage, then you can have contractors come out and give you an estimate. Be careful of fly-by-night contractors. There are many roofers and contractors out there looking to take your money and go – without completing the necessary repairs.
Most insurance companies will not recommend a contractor, so it is up to you to find a good one. Things to do include:
Check the Better Business Bureau.
Look online and Google the contractor’s name and company name.
Ask friends, family, and co-workers for references.
Hire someone with an established presence in the area.
Do not sign contracts that require you to pay all the money up front. If you are concerned about your homeowner’s insurance claim, the amount you are receiving from your insurance company and how to hire the right contractor, you can get help from a skilled Texas insurance claim lawyer at the Voss Law Firm at 888-614-7730in a free consultation today.
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