Many local governments, public agencies, and other governmental entities struggle to collect on damage claims under the insurance policies they hold, and it’s not always clear when the time for negotiation has ended and the time for litigation has begun. In truth, determining the right time to move to litigation always involves a review of the specific circumstances surrounding your municipality’s losses and the coverage it carries—and the timeline can vary dramatically from case to case.
General Signs That You May Need Legal Involvement in a Governmental Insurance Claim
Although the details of your situation may create unique challenges, there are some general signs and symptoms of an impending insurance litigation case—or at least legal complications. These might include the following kinds of issues:
- Unfairly denied claims
- Underpaid claims
- Constant delays
- Sloppy or rushed assessments
While litigation may not be necessary in every case, each of these signs point to complications and potential legal difficulties that should be addressed by a qualified policyholder attorney.
Legal Representation Can Make the Difference in Your Governmental Insurance Claim
A policyholder attorney can offer guidance and support throughout the process of negotiating complicated insurance claims and make sure your municipality gets the financial support it needs to recover from an adverse event—even when that means taking the matter to litigation. For more information, or to speak directly with our legal team, simply call our offices today or fill out the contact form on this page.