This is a great question, especially since peak hurricane activity occurs in August and September. This means that you still have a little time to prepare for the likelihood of a major hurricane striking the Texas Gulf Coast. By planning ahead, you may be able to protect your family, yourself and your home during hurricane season.
Some of the things you should consider doing to prepare for a hurricane or tropical storm include:
- Purchasing windstorm insurance – make sure you are covered before a storm is approaching the Gulf of Mexico, or else insurance companies will not be able to offer windstorm insurance coverage.
- Review your homeowner’s insurance policy – make sure you understand what things are covered and what isn’t covered under your residential insurance policy, so you can get additional coverage, such as flood insurance coverage, if you need.
- Have pictures, videos, and receipts of your personal belonging so that if you need to file a Texas property damage claim, you will be organized. It is a good idea to have this information stored in an offsite location in case your home is destroyed.
- Have emergency supplies ready – this can include water, food, flashlights, boards for your windows and tarps for your roof.
If you end up having a residential insurance claim, you should talk to an experienced insurance litigation lawyer at the Voss Law Firm today at 888-614-7730. We will provide you with answers to your questions in a free, no-obligation consultation. You can also request a complimentary copy of our book Disputes With Your Insurance Company – What All Consumers Need to Know, upon request.